Bankruptcy Basics

 I wrote this article in the late in 2003.  In the past few years, legislation has made
it a bit more difficult for individuals to file for bankruptcy but the overall
explanation of the process is still pretty much the same.  The best thing to do is
consult a reputable attorney first who will direct you to a certified financial
counselor who can legally explain your options.  (I can explain them but I am not
registered with the court.)  The job of the financial counselor is to explore if there
are other viable measures before filing for bankruptcy.  If you are in the
Pittsburgh area, a visit with me would be a low-cost, first step toward
understanding your situation.  Doing so will save you the initial consultation fees
with an attorney.  An evaluation of your debt situation is just $25.

The article explains the process and consequences and alternatives of filing for
Bankruptcy.

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